The Guide to Buying Health Insurance and Health Care Kevin Wacasey MD 9781545465448 Books
Download As PDF : The Guide to Buying Health Insurance and Health Care Kevin Wacasey MD 9781545465448 Books
The health insurance industry has changed. Gone are the days when you paid your premium, and your plan picked up the tab for all your health care. Nowadays the average deductible is over $2,000, which means that you will have to pay for most, if not all of your health care in any given year. Even worse are the dirty marketing tricks used to sell health insurance. You can spend thousands of dollars a year on a policy that you’ll most likely never use, or you can spend even more to get a lower deductible that only gives you the illusion of better coverage. In this book physician and licensed health insurance agent Dr. Kevin Wacasey shows you how to save money on health insurance, and health care. First he cuts through the complexity of buying health insurance, by proving that upgraded plans with supposedly better coverage often end up costing more than you could ever save. Next Dr. Wacasey takes the reader along as he shops for a health insurance plan, then using a simple formula to compare ten different scenarios (pulled straight from healthcare.gov), Dr. Wacasey demonstrates that - in all ten cases - the Bronze plan will end up saving the consumer the most money. Both in sickness, and in health. Finally Dr. Wacasey reveals how much health care goods and services really “cost," and offers tips on how patients can save money on everything from ambulances to operations. Individuals, business owners, and anyone else who has to pay for health insurance, or for health care, will find Dr. Wacasey’s book invaluable as he shows how to save lots of money – yet receive better care than ever before – in the first consumer-driven health care system the U.S. has ever known.
The Guide to Buying Health Insurance and Health Care Kevin Wacasey MD 9781545465448 Books
This book is far more riveting than the title suggests. Dr. Wacasey walks the reader through multiple examples of health insurance options and shows how to objectively select the best choice after cutting through all the marketing gimmicks. The outcome of this exercise may be quite surprising to most Americans, as they can save thousands of dollars after applying Wacasey’s simple advice. Chapter 4 covers the history of health insurance in America. This chapter was both fascinating and enervating as we can see how certain elements lined up to create the slippery slope that led to the health industry mess we have today. Apparently the health insurance industry is fraught with inflated charges, ulterior motives, unnecessary meddling, brainwashing, and price fixing among other things. Who knew!This book got the wheels in my head turning:
1. I would be curious to know Dr. Wacasey’s stance on pre-existing conditions. Supporters of Obama Care tout that as a huge benefit. Logic dictates that this rule existed to protect health insurance companies if, say, a person discovered they had cancer and *then* opted to buy health insurance. It is akin to buying flood insurance *after* your house has been devastated by a flood and then filing a claim. Forcing Americans to buy something is an invasion on freedom, so what is the solution?
2. What will be the impact of genetic health testing on health insurance prices? (For example, the presence of BRCA1 gene) Will insurance companies charge a higher premium to people with a known genetic predilection to certain diseases? On the flip, will they continue to charge the same premium to people who are known *not* to have that predisposition to diversify the risk and offset the costs? As scientists work to unravel our DNA and individuals’ health risks become more quantifiable, what does the future of health insurance look like?
3. Wacasey mentions a website listing laboratories that offer fair prices and enable patients to choose what tests they want without a doctor’s prescription. Lo and behold, I happen to live in one of the few states where this is not legally permitted. What is this law and what is it intended to protect me from?
4. Are there any web sites that list doctors who are as enlightened as Dr. Wacasey - who do not accept health insurance but instead offer reasonable charges given the true costs?
I highly recommend this book to you, your family, your friends, your doctors, and especially all our politicians!
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Tags : The Guide to Buying Health Insurance, and Health Care [Kevin Wacasey MD] on Amazon.com. *FREE* shipping on qualifying offers. The health insurance industry has changed. Gone are the days when you paid your premium, and your plan picked up the tab for all your health care. Nowadays the average deductible is over $2,Kevin Wacasey MD,The Guide to Buying Health Insurance, and Health Care,CreateSpace Independent Publishing Platform,1545465444,Finance,EDUCATION Finance,Education
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The Guide to Buying Health Insurance and Health Care Kevin Wacasey MD 9781545465448 Books Reviews
Hands-down one of the most important books you and your family will ever read. Paradigm-shattering, money-saving...eye-opening! I was highly skeptical of many of Dr. Wacasey's claims at first, but now I am completely on board. You won't want to put this down. Everything is explained in layman's terms. MUST READ!
This book has provided me with so much knowledge that I totally did not know. I am self employed and I pay a high amount in health insurance coverage. Reading this book has given a different outlook on how I move forward with my future health insurance / care. Perfect time to read since it is open enrollment.
I give the book 5 Stars since I think it's important for others to gain more knowledge about Health Insurance and Health Care.
This is a great book!!
Thanks to Dr. Wacasey's book, I now know which areas to select and ignore when election season arrives. I wish I knew about this book earlier in my life because I could have save thousands of dollars on heath care costs.
In the book, the doctor provides multiple examples on how to select coverage for different types of people with and without families.
It took me a couple of days to read the book but it can be completed easily in one day.
Whether you have coverage from your workplace or coverage from the government, take some time to read this book.
It will save you money now and in the future!!
Very accurate analysis of today's insurance industry nickle and dimming the public. The numbers don't lie. Time for our members of Congress to look out for the people. Professional politicians continue to line their pockets with the Insurance companies payoffs and stick the rest of us with the bill. We need a Insurance revolution!!!!
Eyeopening. I wish every member of the government and medical profession would read it. I felt more confident evaluating choices after reading it.
Forget the Democrats! Forget the Republicans!
You want to understand the ongoing Health CARE vs Heallth INSURANCE debacle? Dr Wacasey has got the explanation and the answer to the most confusing and deceptively misleading issue of the day. Read Dr Wacasey's book and be informed and enlightended. I have read it!! Great Job Dr "W"!! Keep it up!! And thanks for your efforts. the powers to be should hire you to straighten this mess out. (They probably won't though.........they know they have too much to lose!!)
We're being screwed by the health insurance companies a lot worse than I thought
Wacasey shows in plain layman's terms just how bad the health insurance companies are literally "Screwing us to DEATH". I'll never understand the line a person steps across when they begin to murder another human being for money, and that is what we're talking about here. Amercian's are dying daily because these big insurance companies bought our elected officials out from under us and now we're paying the price.
Strangely enough these white people have a mind to till the soil and the love of possession is a disease with them. They have made many rules that the rich may break but the poor may not. They take their tithes from the poor and weak to support the rich and those who rule.
---Sitting Bull, the last Chief of the Lakota Sioux
...................
This book is far more riveting than the title suggests. Dr. Wacasey walks the reader through multiple examples of health insurance options and shows how to objectively select the best choice after cutting through all the marketing gimmicks. The outcome of this exercise may be quite surprising to most Americans, as they can save thousands of dollars after applying Wacasey’s simple advice. Chapter 4 covers the history of health insurance in America. This chapter was both fascinating and enervating as we can see how certain elements lined up to create the slippery slope that led to the health industry mess we have today. Apparently the health insurance industry is fraught with inflated charges, ulterior motives, unnecessary meddling, brainwashing, and price fixing among other things. Who knew!
This book got the wheels in my head turning
1. I would be curious to know Dr. Wacasey’s stance on pre-existing conditions. Supporters of Obama Care tout that as a huge benefit. Logic dictates that this rule existed to protect health insurance companies if, say, a person discovered they had cancer and *then* opted to buy health insurance. It is akin to buying flood insurance *after* your house has been devastated by a flood and then filing a claim. Forcing Americans to buy something is an invasion on freedom, so what is the solution?
2. What will be the impact of genetic health testing on health insurance prices? (For example, the presence of BRCA1 gene) Will insurance companies charge a higher premium to people with a known genetic predilection to certain diseases? On the flip, will they continue to charge the same premium to people who are known *not* to have that predisposition to diversify the risk and offset the costs? As scientists work to unravel our DNA and individuals’ health risks become more quantifiable, what does the future of health insurance look like?
3. Wacasey mentions a website listing laboratories that offer fair prices and enable patients to choose what tests they want without a doctor’s prescription. Lo and behold, I happen to live in one of the few states where this is not legally permitted. What is this law and what is it intended to protect me from?
4. Are there any web sites that list doctors who are as enlightened as Dr. Wacasey - who do not accept health insurance but instead offer reasonable charges given the true costs?
I highly recommend this book to you, your family, your friends, your doctors, and especially all our politicians!
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